Introductory guides on chargeback fundamentals and key concepts.

A dispute and a chargeback aren't the same thing. Understanding the difference is where effective chargeback prevention starts.

Learn what an MCC is, how to find yours, why it affects fees and underwriting, and how to avoid misclassification that increases friction and disputes.

BIN lookup helps classify cards, not explain disputes. Learn what BINs reveal, where they mislead, and how merchants should actually use them.

First party fraud is driving chargebacks higher than ever. Learn how merchants can stop disputes fast, reduce losses, and prevent friendly fraud before it hits ratios.

Chargeback scams are costly to merchants and are rapidly rising, but with ChargebackStop, we can help you manage this burden.

Visa and Mastercard have made one thing clear: merchants and acquirers that fail to manage fraud and chargebacks will face consequences. From fines and penalties to account termination, the price of non-compliance in 2025 has never been higher.

New account Fraud (NAF), also known as account creation fraud, is a criminal act where fraudsters successfully open accounts on online services using stolen or fake identities.

VAMP’s formula counts both TC40 and TC15, meaning that a single dispute can be recorded twice, inflating your apparent risk and making your business appear worse than it truly is. However, it is possible to prevent these double hits using tools such as CE3.0 and RDR

Chargeback insurance promises protection against disputes, but does it really deliver?

What’s an acceptable chargeback ratio in 2026? Learn how Visa and Mastercard calculate dispute rates, what thresholds apply, and how to keep your ratios low.

Learn why chargebacks on digital goods are rising, the key causes, and how to prevent them with practical tips and tools from ChargebackStop.

Learn how the credit card dispute process works: From cardholder claims to chargebacks, representment, arbitration, and new rules from Visa and Mastercard.

Understand the critical differences between acquirers and issuers in payment transactions. Learn their roles, responsibilities, and impact on merchants and consumers.

Explore merchant acquiring and its role in credit card transactions. Learn what merchant acquirers do, how payments are processed, and key trends shaping 2026.

Learn how ACH (Automated Clearing House) payments work, the rules governing ACH disputes, and how merchants can effectively handle and defend against ACH chargebacks.

Understand chargebacks in accounting, their impact on revenue and cash flow, and best practices for tracking and prevention. Learn how to manage chargebacks efficiently with automated tools.

Understanding Chargeback Rates, Industry Standards and What’s Acceptable

Chargeback time limits are set by the card network, issuer, and reason code. In this post, we explore how these deadlines can shift—often around 120 days—and why they matter for merchants.

Merchant of Records (MoR) models are the foundation for businesses seeking to simplify global expansion while addressing one of the biggest challenges: chargebacks.

Return item chargeback explained simply: What it is, how fees work, vs. overdraft and vs. regular chargebacks — plus examples and prevention tips.

Learn about what differentiates chargebacks from refunds and how to manage and prevent each one.

The difference between refunds and reversals is significant. Learn who initiates these transactions, how they are processed, and how to automate the system.

Effectively handle and prevent Stripe disputes with our guide. Use tools like Stripe Radar and ChargebackStop.com to stop chargebacks before they happen.

Explore our guide on chargebacks: what they are, how they impact merchants, and strategies to prevent them.

Explore Chargeback Fraud 101. This overview will help you understand, prevent, and dispute chargeback fraud. Learn how to prevent chargebac