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How Does the Credit Card Dispute Process Work?(and What Merchants Need to Know in 2025)

Learn how the credit card dispute process works in 2025: From cardholder claims to chargebacks, representment, arbitration, and new rules from Visa and Mastercard.

The Excessive Chargeback Merchant (ECM) Program: What Merchants Need to Know

Learn how Mastercard’s Excessive Chargeback Merchant (ECM) Program works, including thresholds, assessments, exit strategy, and how to avoid costly penalties.

Visa Fraud Monitoring Program (VFMP): How It Worked and Why Visa Replaced It

Discover how the Visa Fraud Monitoring Program (VFMP) identified high-fraud merchants, enforced penalties, and why it was replaced in 2025.

Understanding the Visa Dispute Monitoring Program (VDMP) & Why It Was Replaced by VAMP

Learn how Visa's Dispute Monitoring Program (VDMP) tracked chargebacks, enforced merchant compliance, and why it was replaced by VAMP in 2025.

Mastercard Excessive Chargeback Program Explained: How to Stay Compliant and Avoid Fees

Learn how Mastercard's Excessive Chargeback Program (ECP) works, what thresholds trigger enrollment, the consequences, and how to avoid or exit the program effectively.

The Visa Acquirer Monitoring Program (VAMP) is Changing, Here’s How

Visa revamped its Acquirer Monitoring Program in April 2025, consolidating fraud & dispute monitoring. Learn about its stricter thresholds & compliance.

How to avoid chargebacks in SaaS

Learn how to avoid chargebacks for SaaS businesses. We cover clear billing, fraud detection, and dispute tracking SaaS tools to reduce SaaS chargeback risk and avoid SaaS billing issues.

Chargeback Management Software: Full Guide for Merchants

Discover how chargeback management software like ChargebackStop helps businesses prevent, manage, and recover disputes. Learn key features, benefits, and how to choose the best solution for your needs.

TC40s & SAFEs: Notifications of Fraud Explained for Merchants

Learn how TC40 and SAFE reports function as early fraud alerts. Understand how they impact chargebacks, fraud ratios, and compliance programs like VAMP and EFM.