Introductory guides on chargeback fundamentals and key concepts.

What’s an acceptable chargeback ratio in 2026? Learn how Visa and Mastercard calculate dispute rates, what thresholds apply, and how to keep your ratios low.

Learn why chargebacks on digital goods are rising, the key causes, and how to prevent them with practical tips and tools from ChargebackStop.

Learn how the credit card dispute process works: From cardholder claims to chargebacks, representment, arbitration, and new rules from Visa and Mastercard.

Understand the critical differences between acquirers and issuers in payment transactions. Learn their roles, responsibilities, and impact on merchants and consumers.

Explore merchant acquiring and its role in credit card transactions. Learn what merchant acquirers do, how payments are processed, and key trends shaping 2026.

Learn how ACH (Automated Clearing House) payments work, the rules governing ACH disputes, and how merchants can effectively handle and defend against ACH chargebacks.

Understand chargebacks in accounting, their impact on revenue and cash flow, and best practices for tracking and prevention. Learn how to manage chargebacks efficiently with automated tools.

Understanding Chargeback Rates, Industry Standards and What’s Acceptable

Chargeback time limits are set by the card network, issuer, and reason code. In this post, we explore how these deadlines can shift—often around 120 days—and why they matter for merchants.