Industry news, fee changes, and emerging card network regulations.

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Industry
6 minutes

Mastercard EFM Program Explained: How Merchants Can Avoid Fraud Fines

Understand Mastercard’s Excessive Fraud Merchant (EFM) Program. Learn about thresholds, fines, and how to stay compliant.
Industry
8 minutes

Mastercard HECM Explained: A Merchant’s Guide to Avoiding Fines with ChargebackStop

Learn how Mastercard’s HECM program works, when fines kick in, and how to avoid chargeback penalties. See how ChargebackStop helps merchants reduce disputes and stay compliant.
Industry
5 minutes

Stripe Chargeback Fees: How to Survive the Two-Tier Dispute Model

Stripe’s new chargeback fees double the cost of lost disputes. Learn what’s changed, how it affects your margins, and what merchants must do to stay profitable.
Industry
7 minutes

Visa Fraud Monitoring Program (VFMP): How It Worked and Why Visa Replaced It

Discover how the Visa Fraud Monitoring Program (VFMP) identified high-fraud merchants, enforced penalties, and why it was replaced in 2025.
Industry
9 minutes

Understanding the Visa Dispute Monitoring Program (VDMP) & Why It Was Replaced by VAMP

Learn how Visa's Dispute Monitoring Program (VDMP) tracked chargebacks, enforced merchant compliance, and why it was replaced by VAMP in 2025.
Industry
5 minutes

Mastercard Excessive Chargeback Program Explained: How to Stay Compliant and Avoid Fees

Learn how Mastercard's Excessive Chargeback Program (ECP) works, what thresholds trigger enrollment, the consequences, and how to avoid or exit the program effectively.
Industry
7 minutes

The Visa Acquirer Monitoring Program (VAMP) is Changing, Here’s How

Visa revamped its Acquirer Monitoring Program in April 2025, consolidating fraud & dispute monitoring. Learn about its stricter thresholds & compliance.
Industry
7 minutes

Chargeback Management Software: Full Guide for Merchants

Discover how chargeback management software like ChargebackStop helps businesses prevent, manage, and recover disputes. Learn key features, benefits, and how to choose the best solution for your needs.
Industry
10 minutes

25 Chargeback Statistics for Merchants in 2026 (& How to Fight Them)

Chargebacks are rising rapidly, creating significant financial challenges for merchants. Learn about key trends and emerging risks in the latest chargeback statistics.