The latest news from ChargebackStop HQ

VAMP’s formula counts both TC40 and TC15, meaning that a single dispute can be recorded twice, inflating your apparent risk and making your business appear worse than it truly is. However, it is possible to prevent these double hits using tools such as CE3.0 and RDR

Ethoca Alerts offer merchants a crucial opportunity to intercept and resolve disputes before they turn into chargebacks.

Visa’s updates to its Acquirer Monitoring Program (VAMP) has changed how the network measures risk. By merging fraud and chargebacks into a single “VAMP ratio,” Visa is holding both merchants and acquirers to tougher standards.

Today isn’t just another day on the calendar. It’s the start of a new enforcement era under Visa’s VAMP program. If your dispute and fraud metrics aren’t locked down, you’re exposed. This article explains what VAMP enforcement really means, how it changes the game for merchants and acquirers, and what urgent steps should happen next.

Understand the key differences between PayPal disputes and card chargebacks. Learn how timelines, costs, and risks vary — and how to stay protected.

What is a high-risk merchant account, and do you need one? Learn which industries qualify, how they differ from standard accounts, and how to stay compliant.

Chargeback insurance promises protection against disputes, but does it really deliver?

What’s an acceptable chargeback ratio in 2026? Learn how Visa and Mastercard calculate dispute rates, what thresholds apply, and how to keep your ratios low.

Discover the psychology behind chargebacks, from cognitive dissonance to loss aversion, and learn how ChargebackStop helps merchants prevent disputes.