Reason code

S02 Reviewed Support; Will Not Be Debiting Account

[Consumer Disputes]

Details

American Express reason code S02 indicates that Amex has reviewed the documentation submitted by the merchant in response to a dispute and has decided not to proceed with a chargeback. This means the merchant’s evidence was deemed sufficient, and no funds will be debited from their account.

This reason code is essentially a resolution notification in the merchant’s favor. No further action is required, but it’s a helpful confirmation that the case has been closed successfully based on the support provided.

Timing to raise the dispute (Issuer/Cardholder)

daysn/a

Timing to respond to the dispute (Acquirer/Merchant)

daysn/a

How to respond?

No action is required—Amex has reviewed your documentation and ruled in your favor:

  • Retain a copy of the resolution notice for your records

  • Ensure your documentation practices remain consistent for future disputes

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How to prevent?

Maintain high-quality documentation to continue avoiding chargebacks:

  • Always collect and store signed agreements, receipts, and fulfillment records
  • Respond to disputes quickly and thoroughly to strengthen your position
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