This reason code encompasses disputes in the following scenarios:
It’s important to know that Mastercard is currently changing its reason codes. Although issues can currently still use 4859, it will soon be eliminated Addendum disputes and no-shows are being incorporated into 4853 and ATM disputes will be incorporated into 4834.
Your response depends on the type of transaction being challenged. Here's what to include:
To prevent potential chargebacks under reason code 4859: